pps-DUEditor, Author at Expert Mag

Dos And Don’ts Of Repaying Your Personal Loan Early

If you’ve been making monthly personal loan payments for a while, it may seem tempting to repay your personal loan in full if you happen to get your hands on some extra money. However, there are certain things you should take into consideration before you do this. Here are some useful dos and don’ts to consider. Dos Prioritize repaying high-interest debts: Personal loans are likely…

Ways To Get More Money From Your Bank

Most people don’t think of their banks as a place to actually earn money. However, efficiently using the financial tools that your bank offers can help you make money over time. To this end, here are some tips on how you can earn money from your bank: 1. Check if there’s a way you can eliminate account fees Account fees can cost you hundreds of…

How To Compare Stock Market Investments

With the number of stocks available in the market, how do you decide which ones to invest one? To make a good investment decision, it is important to do some initial research and then keep track of how your investments perform over time. Make sure to check for these factors when deciding which investments to make: 1. The growth potential of the investment Certain stock…

How To Maintain A Good Credit Score In Retirement

Your credit score is not something you should stop thinking about just because you are nearing retirement. If you ever need to access any form of credit or buy a new insurance policy, your credit score can come into play. The good news is that it is not difficult to maintain a good credit score during your retirement. To that end, here’s what you can…

Easy Ways To Build Good Credit With Your First Credit Card

Established credit history can help you buy your first car on loan, rent an apartment without having someone co-sign, or refinance your student loan. Given this, getting a credit card is a good first step to start building a credit history. Here are some steps to help you build a high credit score with your first credit card: Check whether you are old enough to…

Reasons To Call Your Mortgage Lender Every Year

Once you get your mortgage approved and move into your new home, it’s natural to not want to think of your loan again for a bit. But, your mortgage payments are probably your biggest recurring monthly expense. Given this, it’s smart to contact your lender at least occasionally to find out if there’s any way you can save more money on your mortgage payments. Here…

How To Make A Life Insurance Claim

Did you know a number of life insurance policies go unclaimed every year? If you are the beneficiary of a policy, it is important to know how to go about filing a claim. Many beneficiaries assume the onus is on the insurer to deliver the death benefit check to them once the policyholder passes away. This, however, does not happen in the vast majority of…

Missed The Teadline? You Can Still Get Health Insurance

With the Open Enrollment period to sign up for a policy that is much shorter than in the past, it’s likely that many people have been unaware of the change and have missed their chance to enroll in an insurance policy. Instead of risking going without insurance, here are a few alternatives to get some form of coverage Special Enrollment If you’ve recently experienced a…

Top 10 Factors That Affect Homeowners Insurance Quotes

Once you buy homeowners insurance, you are likely to be stuck with the same policy for at least one year. And, given how much the premium payments can add up in just a year, it’s important to compare quotes offered by different insurance companies before you make your purchase. Let’s take a look at some factors that can affect the quote you receive: Age of…

What Faith-Based Health Care Plans Cover

Faith-based health care plans are religious-oriented alternatives to standard health care. Health care sharing ministries offer plans that operate with exemption from the mandates of the Affordable Care Act (ACA). Faith-based plans do not function as insurance policies, instead, operating as health care sharing among large groups of people. When one member falls ill or needs treatment for an injury, their contributions cover the expenses,…